Horn Lake, Mississippi

Horn Lake, Mississippi Home Mortgage Loans

History and Geography of Horn Lake, Mississippi

Horn Lake is a city located in DeSoto County, Mississippi, in the northern part of the state. It is a suburb of Memphis, Tennessee, and is part of the Memphis metropolitan area. Horn Lake was originally inhabited by the Chickasaw Native American tribe before European settlers arrived in the early 19th century.

The city's name is said to have originated from the shape of a nearby lake, which early settlers thought resembled the horn of an animal. Horn Lake grew rapidly in the 20th century, fueled by its proximity to Memphis and the growth of the transportation industry.

Geographically, Horn Lake is situated in the flat, fertile plains of northern Mississippi, with the Mississippi River forming its western border. The city is known for its small-town charm, friendly community, and easy access to the amenities of Memphis.

Famous People from Horn Lake

Horn Lake has been home to several notable individuals, including musician and songwriter Eddie Floyd, who was born in the city. Floyd is known for his contributions to soul music and his hit songs such as "Knock on Wood" and "Big Bird."

Another famous Horn Lake native is professional wrestler Jerry Lawler, known for his long and successful career in the wrestling industry. Lawler is also known for his work as a commentator and actor.

Current State of the Residential Housing Market in Horn Lake

The residential housing market in Horn Lake is currently stable, with a variety of housing options available to buyers. The market includes a mix of single-family homes, townhouses, and condominiums, catering to a range of preferences and budgets.

Home Mortgage Financing Options in and around Horn Lake

Mortgage financing in Horn Lake is readily available through a variety of lenders, including banks, credit unions, and mortgage companies. Borrowers can choose from a range of loan products, including conventional loans, FHA loans, VA loans, and USDA loans, to find the option that best suits their needs.

Interest rates for mortgages in Horn Lake are competitive with national averages, providing affordable financing options for homebuyers. Borrowers can explore fixed-rate and adjustable-rate mortgage options, with various terms available to meet their financial goals.

Overall, the residential real estate market in Horn Lake offers opportunities for homebuyers, with a diverse selection of housing options and mortgage financing choices available.

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