Calera, Alabama

Calera, Alabama Home Mortgages

Calera, Alabama: A Historical Gem in the Heart of Shelby County

Calera, Alabama, is a city rich in history and natural beauty, located in Shelby County just south of Birmingham. From its humble beginnings as a small farming community to its growth into a thriving city, Calera has a story that reflects the spirit of the South. This article explores the history and geography of Calera, along with an overview of its current residential real estate market and mortgage financing options.

Historical Overview

Calera's history dates back to the mid-19th century when it was established as a small farming community along the Alabama and Tennessee River Railroad. The city's name, which means "limestone" in Spanish, reflects the area's rich limestone deposits. Calera grew steadily over the years, becoming a hub for agriculture and industry in Shelby County.

One of Calera's most significant historical events was the Battle of Shelbyville Road during the Civil War, which took place near the city in 1865. Today, Calera is known for its historic downtown area, which features several well-preserved buildings from the late 19th and early 20th centuries.

Geographical Setting

Calera is situated in the rolling hills of central Alabama, approximately 30 miles south of Birmingham. The city's geography is characterized by its hilly terrain, lush forests, and numerous creeks and streams. This natural beauty provides residents with plenty of opportunities for outdoor recreation and scenic views.

Calera's location offers easy access to Birmingham and other major cities in the region, making it a convenient choice for commuters. The city is also close to several major highways, including Interstate 65, which connects it to other parts of the state and beyond.

The Residential Real Estate Market

The residential real estate market in Calera offers a mix of housing options, including single-family homes, townhouses, and apartments. The city's historic charm, affordable housing prices, and strong sense of community make it an attractive destination for families, retirees, and young professionals alike.

In recent years, Calera has seen steady growth in its real estate market, with property values increasing and a healthy inventory of homes available for sale. The city's strong economy and quality of life have contributed to its appeal among homebuyers.

Mortgage Financing Markets

The mortgage financing market in Calera is competitive, with a variety of lenders offering a range of loan products to suit different needs. Potential homebuyers can choose from conventional mortgages, FHA loans, VA loans, and USDA loans, among others. Interest rates in the area are competitive, making homeownership affordable for many buyers.

Local lenders in Calera are familiar with the area's real estate market and can provide personalized service to help buyers navigate the homebuying process. Working with a local lender can also help buyers secure the best possible financing terms for their home purchase.


Calera, Alabama, offers a blend of history, geography, and real estate that makes it a unique and appealing place to live. Its rich history, natural beauty, and affordable housing market make it a desirable destination for those looking to put down roots in central Alabama. With its strong sense of community and competitive mortgage financing options, Calera offers a welcoming environment for residents of all ages and backgrounds.

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