< FiT Mortgage has been acquired by Mortgage Forward! Click here for details >

 

Blog

How Much Down Payment Do You Really Need?

How Much Down Payment Do You Really Need?

Saving for a home can feel overwhelming, especially when you keep hearing that you need 20% down to buy. The good news is that for many buyers, that simply is not the case. Down payment requirements vary by loan type, financial profile, and homeownership

Oct 21, 2026 | Purchasing a Home

How Long Does a Mortgage Preapproval Last?

How Long Does a Mortgage Preapproval Last?

Mortgage preapproval can help you shop with more confidence, move quickly when you find the right home, and better understand your price range. But one common question comes up early in the process: how long does mortgage preapproval last? In most cases,

Oct 16, 2026 | Purchasing a Home

New FHFA Loan Limits  for 2027

New FHFA Loan Limits for 2027

Bigger loan limits. Bigger opportunities. That's the story unfolding right now in the mortgage world. Every year, the Federal Housing Finance Agency crunches the numbers from its Q3 House Price Index and decides how much bigger conforming loans can get. T

Oct 14, 2026 | Purchasing a Home

6 Steps to Getting a Mortgage

6 Steps to Getting a Mortgage

Getting a mortgage can feel like a big undertaking, especially if you're buying a home for the first time. The good news is that the process becomes much more manageable when you break it into clear, practical steps. With the right preparation, you can mo

Oct 12, 2026 | Purchasing a Home

Is It Possible to Buy a Second Home without a Down Payment?

Is It Possible to Buy a Second Home without a Down Payment?

Buying a second home is a goal many buyers revisit over time, whether they are thinking about a vacation getaway, a future retirement property, or a home closer to family. One of the most common questions in that process is whether it is possible to buy a

Oct 05, 2026 | Purchasing a Home

Comparing Closing Costs Across the Country

Comparing Closing Costs Across the Country

Closing costs can catch homebuyers off guard, especially when the total changes dramatically from one state to another. Even if two buyers purchase similarly priced homes, the amount due at closing can differ by thousands of dollars based on location alon

Sep 30, 2026 | Purchasing a Home